I’m sorry to tell you that even if it was included in your bankruptcy petition, once there is a charge against the property, bankruptcy does not remove the charge which remains in place.
Although you may not owe the money, they will want a chunk of money to remove the charge and that amount of money will be the amount of the debt.
I’m afraid the debts secured by a legal charge should not have been included in the bankruptcy and therefore, it’s of no effect. Sorry, I know it’s not the answer you wanted.
Can I clarify anything else for you?
I’m happy to answer any specific points arising from this.
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