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Hi, welcome to JustAnswer. My name is*****’m a barrister with 12 years of experience and I am happy to help with your question today.
How much is the excess?
you can always sue him at the small claims court.
It is a shame that he has chosen to adopt this attitude but unfortunately he has. There is no way around it.
You need to warn him of your intention to sue by sending him a letter before action giving him 14 days to pay.
If he does not then you can issue here
Can I clarify anything for you?
No problem and all the best.
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