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Hello my name is ***** ***** I will help you with your question today. I am reviewing it, please give me a moment.
Does the landlord have building insurance ?
Was any claim made on the insurance?
Did the tenant do it on purpose?
Then the tenant is liable. You are not liable. You did not cause the damage.
If the downstairs owner is threatening Court action it wont be against you. You can defend and counter claim against the tenant
You are not liable - you did not cause the damage.
Can I clarify anything for you about this today, please?
If not, I would appreciate a 5-star rating for my answer. If you need anything further I am available for a follow up at no extra cost.
You did not cause the damage, the tenant did - so it is not your fault.
Does that clarify?
Yes, you can. It would be a small claim, so no risk of expensive legal costs.
Does that assist?
You should just click the 5 star button at the top of the screen. Thanks