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Hello, my name is***** am a qualified lawyer and I will be assisting you with your question today.
When was the last payment made?
hi there, sorry I was offline by the time you had replied. I think you will have a problem pursuing this further I'm afraid and this is mainly due to the fact you will most likely be out of time to make a claim. The Limitation Act sets specific deadlines for which certain claims need to be made, before they become time barred. In your case, the time limit is 6 years. As the last payment was made in 2011, the time limit would have run out at some point last year. If no payments wee made since 2011, you would not have been able to get an extension on this time limit and by now you would be time barred to bring a claim in the courts.
Therefore, you are now relying solely on him or your daughter to pay off the remaining debt, without actually being able to rely on the legal system to pursue them for the money owed.
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Sadly it is not what you feel should happen, but what the law says and in this case the Limitations Act would apply because the debt is out of time and there have been no repayments or formal written admissions of the debt in the time and the law is pretty clear about all of this. I m sorry, but I cannot give you an answer which does not have a basis in law
Has this answered your query, please?
yes, if this was a joint debt then technically they are jointly and severally liable for it so you could have sued him if needed. Does this clarify things for you?