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Hello my name is ***** ***** I will help you with your question today. I am reviewing it, please give me a moment.
How much is the debt?
Are you in a position to start paying straight away?
Ok - make payments and then make the application.
This shows the Court you are serious.
It will be down to the discretion of the Judge sadly. They are under no obligation to adjourn but are more likely to if you can show you have been making payments.
So pay as much as you can before the hearing, it looks far better.
Can I clarify anything for you about this today, please?
If not, I would appreciate a 5-star rating for my answer. If you need anything further I am available for a follow up at no extra cost.
Ok - great. Good luck with this.