Ask a Law Question, Get an Answer ASAP!
Hello, thank you for the question.
I am a UK qualified lawyer and have acted for both claimants and defendants.
It sounds like she is exaggerating her injury and you could put her to proof for her injury. If you have evidence of her dancing etc then you could defend the matter and allege fundamental dishonesty - the courts can strike out some or all of a claimant's case if there is evidence of dishonesty. They can also hold claimants in contempt of court which can attract prison terms too.
When you say "possible claim", I presume you have not yet received a formal letter of claim from her solicitor?
Yes, they want to know if you are insured in order to contact the insurer and to ensure their client can recover compensation.
Have your insurers denied cover due to no accident report?
I doubt they would refuse cover. I would check the policy terms to see if it's a stipulation all accidents have to be recorded, etc.
I would ask her drop the claim in the face of your evidence - sounds pretty damning to me and I can't see her wanting to risk a finding of fundamental dishonesty by the court...
I hope this helps, if you can please accept the answer and give me a star rating (there should be a row of 1-5 stars at the top of your screen to allow you to do this), I can answer follow up Q&A's at no extra charge and Just Answer will credit me for helping you today.
No problem, happy to help and in the future too - I will send the premium service which if accepted will give my contact details to you