The only time that you could be taken to task over this would be if you had money which you shouldn’t have done and then there is a potential criminal case if there was dishonesty or a civil case if it wasn’t dishonest you have money which you shouldn’t have.
The fact that the money was in your account rather than a separate account is not good practice but provided you could account for it all, there shouldn’t be a problem certainly, not a problem that would get you in a criminal or civil court.
You only commit fraud if someone has been disadvantaged.
There is no requirement for you to reconcile figures at the time provided you reconcile them eventually and providing the reconciliation is accepted as being accurate.
Based upon what you’ve told me, I wouldn’t worrying about anything but there’s nothing to stop your sisters jumping up and down but provided there is no loss of money, they have no complaint or claim to make.
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