The document that she is being asked to sign goes under a variety of names but it is actually a “non-owner occupiers consent to mortgage”.
If she lives in the property and she doesn’t sign it, he will not get the mortgage. Simple.
This document is quite normal and it’s not Draconian except to say that she is giving up her rights to occupy the property in the event that he does not pay the mortgage and the property gets repossessed. Simple.
Otherwise it doesn’t have any other effect.
It would be unusual for the bank to refuse to lend in the circumstances provided she signs the form. The fact that it has come from the solicitor would point to the fact that the mortgage is ongoing.
The offer of a telephone call comes out automatically. It’s optional. You can just ignore it or request it later.
We can continue on here.
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