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you do have the option of defending on the basis that they have suffered no loss because you paid the fee for the relevant period. They will argue that the case of Beavis renders the sum of the loss point void but that case was decided upon an entirely different basis.
If you lose though, you can offer £1 a month. The court will refuse it and direct that you pay forthwith.
If you make a more sensible offer such as £20 a month and you are on low income then it might be accepted
Hope this helps. Please let me know if you need more information.
it will only be cleared if you pay in full within 28 days.
I think probably about 50-50.
The token offer is pointless.
You are better off going to court really if you can live with the CCJ.
The costs would be £25 in costs and maybe £55 in fixed solicitors costs.
No problem and all the best.
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