You have already reported this to action fraud and along with most people, you will probably find it’s a waste of time.
You now need to put everything in writing and you need to put everything in writing to the police and to the Chief Constable. You want this investigated and in all honesty, Action Fraud is going to be a waste of time.
You need to make sure that all these references are removed from any credit history and to do that you need a crime reference number.
If they refuse, then make a formal complaint in writing to the Financial Ombudsman Service about the credit reference agency and the various lenders.
As I said, don’t try to deal with this on the telephone, it needs to be in writing so there is a record. It’s very difficult for the various organisations to “lose” a letter.
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