Hello, my name is ***** ***** I am a qualified lawyer happy to help you today.
Yes, you should apply for either a judicial separation or a divorce and ask the family court for a financial order.
If you disagree and cannot come to an agreement, you can ask the family court to assess a split of the finances. Assuming your ex eventually agrees to a settlement then you can have a consent order drawn up to bind the parties to the agreed terms.
The court will consider Section 25 of the Matrimonial Causes Act 1973 when it assesses a financial settlement. Therefore your ages, length of marriage, any children under 18, your earnings and earning potential (same for your ex), the assets including the former matrimonial home and pensions if applicable, any debts, financial and non-financial contributions to the marriage, your standard of living enjoyed before the marriage breakdown, your financial needs in future and your housing needs, and so on.
Based on what you have said (no house and no children) then you would be looking at an order for spousal maintenance (as you have ongoing financial needs) and an order in relation to the pension (to share it). The spousal maintenance can be paid to you monthly and would be assessed with reference to your financial situation and his too. You can also ask for the road bikes and wine to be appraised and any other assets he might have. Financial ties are not severed at this stage so you should definitely go ahead with this.
If you want to apply for a judicial separation, it means you remain married but you can still ask for an order in relation to the finances. The website to go to is here: https://www.gov.uk/legal-separation
For a divorce, this is the site: https://www.gov.uk/divorce
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