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No, you should not pay the final month's rent as you would have already paid 12 months rent for a 12 months tenancy.
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Oh dear. Paying is easy, getting it back is difficult/impossible.
Are you able to stop payment by any chance? If not, you may add that amount to your claim for the deposit and the penalty of 3 times the deposit and claim it through the courts, if she refuses to pay it back as per the letter you will write to her.
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