Thank you for the clarification.
I would hold out on making payments particularly as you do not know who is the current person who is in possession of the property. you should however be in a position to make payments if the court orders you to do so.
As you have a binding tenancy, once the mortgagor repossesses, they will become your landlord.
After the court grants a repossession order, the lender can apply to the court for bailiffs to evict you. The court could delay the eviction for up to two months if asked. It's important therefore for you to go to the repossession hearing so that you may know if the order is granted. You can make sure the judge knows that you live in the property and applies the correct rules to you.
This means therefore that an order for repossession doesn't affect your rights as a tenant if you have a binding tenancy. You can continue to live in the property. If they want to evict you, the mortgage lender must make another application to the court to do this.
You may also ask the court to grant you time to move if you need it.
I hope this clarifies things for you.
Kindly let me knw if I may be of further assistance.
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