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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 75061
Experience:  Over 5 years in practice
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Do I have to disclose 3 penalty points for speeding I

Customer Question

Do I have to disclose 3 penalty points for speeding I received after I took out the policy or can I wait till renewal?
Assistant: Because traffic laws vary from place to place, can you tell me where this is?
Customer: scotland
Assistant: Do you need to appear in court?
Customer: No I received 3 points and £100 fine which I accepted.
Assistant: Anything else you want the Lawyer to know before I connect you?
Customer: no
Submitted: 10 days ago.
Category: Law
Expert:  Jo C. replied 10 days ago.

Hi, welcome to JustAnswer. My name is Jo C, I’m a barrister with 12 years of experience and I am happy to help with your question today.

Customer: replied 10 days ago.
Do I have to disclose 3 penalty points for speeding I received after I took out the policy or can I wait till renewal?
Expert:  Jo C. replied 10 days ago.

It depends.

Does your insurance document comment upon a duty to inform them?

Customer: replied 10 days ago.
I had a look but I couldn’t see anything.
Expert:  Jo C. replied 10 days ago.

Thanks for the information

 

If you are sure that there is no obligation in your policy to notify then you are under no duty to do so until specifically asked which would be the time of renewal.

 

Hope this helps. Please let me know if you need more information.