Ask a Law Question, Get an Answer ASAP!
Hi, welcome to JustAnswer. My name is Jo C, I’m a barrister with 12 years of experience and I am happy to help with your question today.
do they have the right address for you?
What is the date of it?
If there is a valid basis upon which the claim may be contested, like a dispute over liability, then you do have the option to apply to set aside the judgment.
You can do that using the N244 forms although there is a fee. The application will be heard fairly quickly but you can also request that the execution is stayed in the meantime.
If judgment is set aside there will no longer be a debt although it may be brought again.
If you apply to set judgment aside you should draft your intended defence and give it to the court as part of your application.
A good idea is to ask the creditor if they agree with the application. Often they will and then it is almost automated. If they do agree, write to them confirming the agreement and copy it to the court.
Can I clarify anything for you?
They may sue again.
Then they may enforce using bailiffs and you will have a CCJ.
No, but this is all covered above.
I have made a further offer.
No, I know.