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If you are a consumer then potentially you would have a case if the lender has increased the overdraft facility without your agreement or if it has done so outside of their contractual terms. It is a large sum of money so you would be best advised speaking to a firm of solicitors who can get the lender to write off the overdraft - the firm which I recommend is Stephensons Solicitors and if you speak to the finance team - they have helped others write off large loans like this. Their site is http://www.stephensons.co.uk and I would recommend you ask them for a no win no fee agreement.
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