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Hi, welcome to JustAnswer. My name is Jo C, I’m a barrister with 12 years of experience and I am happy to help with your question today.
Are you asking if you can challenge this?
Ok, so what is your question?
I have when asked to look at this for you. I’m not altogether certain what the problem is here because the matter is straightforward.
If he won’t talk to you and he won’t pass it on to his insurer or is insurance won’t talk to you (some of the large insurers are absolutely awful the claims) then it’s absolutely straightforward, you issue Small Claims Court proceedings against him for whatever this has cost you.
www.moneyclaim.gov.uk is quick and easy. You can prepare the proceedings now, and save them online ready to issue them whenever a deadline expires.
It really is a simple as that. He then either passes it on to his insurer and his insurer deals with it or he ends up in court and you get judgement against him.
If I have answered your question for you, at the top of the page, you should see a rating facility. Can you please rate my reply 3 stars or more because that really helps me? Please note you are not rating whether it’s favourable, because sometimes you may not get the answer you want, but basically my knowledge and way of dealing.
The thread does not close and I am happy to answer any questions you may have arising from this.
I am glad to help.. If anything else crops up, just post up and we will deal with it for you.