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Hi thank you for your message, so I think your best option would be to apply to have the judgement set aside, to do this you will need to fill in the application notice (N244) and send it to the court. You may have to pay a court fee of £255. You'll have to go to a private hearing at the court to explain why you do not owe the money. In this case you can explain the debt is more than 12 years old and the action was not brought within the 6 year limitation period for breach of contract. The N244 is here: https://www.gov.uk/government/publications/form-n244-application-notice
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