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Hi, thank you for your enquiry and your patience.
You would need to check with the car hire company if the fine they took was actually paid over to the authorities. If not they have to reimburse it to you as you will have incurred that on your credit card.
Once you have that information you can then respond to the debt collector. If the money wasnt paid over you will have no option but to settle the claims because they soon escalate with the debt collectors' fees for tracing you.
I would be grateful for your rating at your earliest convenience. All the best