Thank you. I want to try to help you with this. I really do. Don’t let’s get into the bills of exchange act and all the rest of it because there is really no need this stage. Forget acceptance value, forget Levy, forget everything else.
I need to know what the instrument was that you presented which they will not accept.
For the purposes of what we’re talking about, credit card company bank, building society Halifax, whoever, it’s a bank. The legal identity is not relevant.
You say that you sent their own giro back to them. We are getting there.
What account was that drawn on?
Where is the money which the giro relates to?
I need to know the circumstances surrounding this giro please.
I still haven’t got a clue what the problem is.
I need to know-how this giro came into your hands, what the money is in the giro, and how it’s their own giro when giro is nothing to do with Halifax.
1 Money is owed to an account account with Halifax. You accept that.
2 Question: where is the money that you are going to use to pay Halifax?
3 How are you going to get that money out of the account and send it to Halifax?
There is indebtedness in the Halifax account
presumably there is credit in another account.
The only problem is getting it from the other account to Halifax account and that’s why I can’t see what the problem is.
I just need only plain simple clear English facts.
No bills of exchange act, no Levy, no jargon just simple terms please.