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Just to clarify what you like to know about the law regarding time limits on debts
Ignore the automated call request.
You are right that company had 6 years from the debt to commence legal proceedings and failure to do so means the matter is statute barred. However there are exceptions to this rule.
One of the exceptions is to persuade the court that greater prejudice will be caused to the claimant if the claim is statute barred. An example to show this is by showing perhaps ongoing payments being made by you.
Do you understand what I have stated so far if yes I will proceed to the next step
If you know you have not done so you can ask for proof from the company or you can wait and see if they will commence court proceedings and if they do you can file a defence stating the case is statute barred and also request proof of payments made.
That said they may not issue court proceedings and only using this as tactic to get money out of you
I hope I have clarified the position if not please let me know
Well I suggest you refer them back to the letter asking for proof because it appears they are dodging the question.
Ensure you date the letter and keep a copy of them too
You already have
But fir completeness send the letter again about the limitation act
Yes because that is a key piece of evidence of your issue
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