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Hello, I’m Ben, a UK lawyer and will be dealing with your case today. I may also need to ask some questions to determine the legal position.
to be perfectly honest, your options are very limited going forward. you have done all you can and without the recipient’s personal details you cannot make a claim against them in the small claims court, which would have the obvious next step. The banks will not release that information as they have very strict privacy obligations. You would have to go to court and seek a court order forcing the bank to release that information, which is unrealistic as it rarely happens. You can try but do not hold your breath..
Without that information you are stuck where you are now so unfortunately I cannot provide other options as they simply do not exist.
Does this answer your query?
No you won’t be able to do that, there is no legal requirement for the banks to check names on accounts – there is a push for it to become an official requirement but at the moment it is not so you cannot rely on that. Also, this is not fraud, it is just someone getting lucky – but as they had np intention to take the money in the first place, i.e. you voluntarily sent it to them, it is not theft or fraud
The bank would have likely done that under the code banks adhere to – they are however not in a position to make a judgement on the legal side of things and whether it is a crime or not. That is for the police to do and until the police order them to do anything, they will just do what they believe they should under their own codes. So you can only consider pursuing it further with the police or the banks, tat is it…unless you somehow manage to find out who the recipient is.
Hello, I see you have read my response to your query. Could you please let me know if it has answered your original question? You can simply reply on here with a quick ‘Yes, thanks’ and I won’t bother you again. Thank you
Hello, not sure if you are having trouble seeing my posts? I have not heard back from you since posting my answer and just need to know if your query has been resolved. If you could please post a quick reply to confirm I would be very grateful. Thank you