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Hello my name is Ross and I may be able to help. Can you give me a full description of the issues please. Thank you.
In the grand scheme of things, this is not a "very" serious offence, but is classed as fraud. If the matter is pursued then you would likely face a fine. However, what I would do is take a pro-active approach. I would send a letter to whomever confiscated the card and explain the circumstances behind your action including an apology. However, if this has been passed on to the CPS (prosecution) they will make a decision as to whether they feel it is in the public interest to prosecute the matter. This means that you would want to look at hiring a solicitor to defend you action. I wouldn't worry about any custody sentence for this type of issue. However, if you receive any information from the CPS then you will want to take further advice at that point. If a substantial amount of time goes by an you have not heard anything then it may be the case that you will not. Additionally, if you have taken your wife's card then it is unlikely that she will face any action for this.
I hope this information has helped. You can find a local solicitor who deals with this on the law society webpage which is;
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I would just find your local station manager at the main train station. In terms of your employers, I wouldn't worry about this at the moment just because someone commits a crime, this cannot necessarily legally have an impact one their employment, however this is a much larger question in a separate area.