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Hello. I am Ed, a Solicitor qualified in England & Wales with over a decade’s experience in the legal profession advising clients.
I specialise in Commercial Contracts, Business Transactions, Employment, Dispute Resolution, Personal Injury and Road Traffic Law and will be able to resolve your legal problem today.
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It appears that you have a legally binding contract against the debtor and your cause of action is in debt. Contracts do not need to be written down and signed by all parties before they are binding. You should retain any emails or text messages proving the contract. If they do not pay you back within the terms of the loan agreement, you should issue county court proceedings or a statutory demand for the full amount.
I am delighted that this resolves your enquiry. Please revert to me if you have any further questions and I will be delighted to assist.
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