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Hi How can I help?
You would need to prove that the CCJ is not in your wife's name. The fact that you did not receive the post - there was tenants and then you sold the property is not a defence. However, you should write/complain to Credit Reference Agency that has her CCJ and if you feel it was an error and have proof of this -they can remove this.
If not you must pay and also can apply to set aside the Judgement - form N244 can be obtained from the court. This is the way to get this removed and can then apply for the proposed mortgage otherwise it will be in place for 6 years.
In terms of the passport - she is not applying for Credit. This should be renewed.
I hope this information has been helpful -I would be grateful if you could kindly give me a positive rating by clicking above and press submit - thank you
I would be grateful I you could give me a positive rating by clicking on the above and press submit - I would really appreciate it - many thanks