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Hi , thank you for your question.
Could you please confirm when your son wishes to return? is he able to wait 6 months before submitting the application?
Thank you for your reply.
Would this third person be providing the funds as a gift?
We have had matters in the past where parents have gifted this some to their children to assist them with their spouse visas. The problem with a loan would be that the sponsor ( your child) would need to pay you back and the money would not be considered theirs or they would not be considered to have full control over it.
In this instance the money would need to be gifted to your child. The money would then need be in their account for 6 months prior to the visa application and then to ensure they meet the financial requirement up until the visa is issued. If when their spouses visa comes up for renewal and this money was not in their account at the time of extension of the spouse visa, your child would need to show that he is earning at least £18,600.00 gross to meet the financial requirement at the time of application.
I hope this answers your question if so please provide a rating and feedback.