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Hello, this is Jim and I am a dual-qualified lawyer (UK and Republic of Ireland) and happy to help you today.
They should be regulated according to the FCA, otherwise they are not allowed to operate. Is that the full name of the DCA? Credit International Limited?
It sounds like it, I have to agree. If you ask the FCA whether the firm has done this to other people - their number is 0800 111 6768. It does sound suspicious to me though.
You can also sue for harassment if they continue to chase you. I recommend asking the FCA whether that company are on their black list though - I cannot find them on their site so I am sure they are unregulated and, as you say, likely to be a scam.
Is there anything else I can help with?
Thanks, they no longer have permission to operate according to the FCA
No problem, if you have lost money to them then yes, you can sue them - they have a UK address so you could pursue them via the http://www.moneyclaim.gov.uk site.
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