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Good morning. I will assist with your question - be aware this is an email not chat service therefore i maybe delayed in replying.
what was the parking fine and why didnt you pay it?
what do you owe on the car finance?
If this is a parking fine, then the bailiffs rights are far more Draconian than it was just a private debt which had been to court.
They cannot take goods which are someone else’s and that would include the vehicle.
Here it is from the debt charity website Step Change:
You might want to print off this answer and the website page and show it if the bailiffs turn up again.
You need to come to an arrangement with the bailiffs with regard to payment and it’s unlikely they would accept GBP100 per month if the charge has now escalated to what could easily be GBP700 or thereabouts. You may find they would take perhaps GBP250 per month over three months.