Thank you. It doesn’t matter that you no longer have the vehicle and it doesn’t matter that you no longer have the insurance policy because you had the vehicle at the time that you had the accident and you had insurance at that time presumably.
I don’t why loss adjusters are involved but in my opinion they are lowlife. They try to justify their own gargantuan fee by reducing the amount of any claim.
You may have to pay the insurance excess on your policy which could be several hundred pounds. Otherwise the insurance should pay for all the damage if it was your fault and as you were driving on the wall was static, I can’t see how it could be anything else.
If you can let me see the loss adjusters letter, I can advise you further. Please remove any personal information.
Can I clarify anything else for you?
I am happy to answer any specific points arising from this.
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