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Good afternoon. I will assist with your question - be aware this is an email not chat service therefore i maybe delayed in replying.
what do you want the money for?
and who is the company you are doing this with?
There is no legal reason why your husband should have to come off the deeds. However a lender can impose any conditions they like.
Therefore you either do what they are asking or you don’t get the money. To protect your husband, you would need a deed of trust outlining his interest in the property and that would need to be registered at the land registry is a restriction. The solicitor that deals with the new mortgage would have no problem with any of that.
If this is a Lifetime Mortgage the biggest players in the market are Aviva and you should certainly be looking at their product along with any others which the adviser has shown you.
Perfect Retirement is a trading style of Perfect Mortgage and they are registered with the Financial Conduct Authority so you should have a reasonable expectation of getting a professional service.
I cannot find a Michael Henry registered with them at the Financial Conduct Authority so you might want to just check that he is indeed registered.