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Hi, as you are above 60 and with a serious health condition you have to think of your health and safety. If you have accrued leave you can take holiday or unpaid leave and if the employer are saying once they open after May they want you to return then there is no reason why they are not furloughing you after your paid leave that way you will be guaranteed at least the 80% of your wages as the government has pledged to meet the companies' wage bills up to 80% capped to maximum £2,500. If the employer is not able to afford the 20% remaining then most are offering their employees to accept a cut in their wage by 20%. That way you are not at risk of being made redundant. I hope this helps and I would be grateful for your rating at your earliest convenience. All the best
The 80 % is for the time when employees are not able to attend for work but the employer wishes to retain them to continue in their roles when the lockdown is over so you should get paid after your holiday.