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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 37109
Experience:  Over 5 years in practice
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I'm a minicab driver and I haven't been out to work in the

Customer Question

Hi
JA: Hello. How can I help?
Customer: I'm a minicab driver and I haven't been out to work in the last 7 weeks due to the virus fear. I was given 1 month to delay the payment by my insurence company. Untill now I haven't gone out and last friday they called me and unsaid I'll get some money today to pay one payment which is about 250 pounds. When I called today they are asking me to 2000 pounds and saying they will cancell my policy
JA: Where are you? It matters because laws vary by location.
Customer: I'm in london
JA: What steps have you taken so far?
Customer: Nothing That's why im here
JA: Anything else you want the Lawyer to know before I connect you?
Customer: No
Submitted: 17 days ago.
Category: Law
Expert:  Jamie-Law replied 17 days ago.

Hello my name is ***** ***** I will help you. I am just reviewing your question. This is an email service so there may be delays when responding.

Expert:  Jamie-Law replied 17 days ago.

What is it you want to know about this today please?

Customer: replied 17 days ago.
I'm willing to pay monthly on my policy as the original contract but they are refusing
Expert:  Jamie-Law replied 17 days ago.

Refusing on what basis?

Customer: replied 17 days ago.
The insurence company is stating due to missed payment for 4 days my policy is cancellef
Expert:  Jamie-Law replied 17 days ago.

What does your policy say about missed payments?

Customer: replied 17 days ago.
I doubt you understand my case. Also I rather msg you than call.
We were in a lockdown in the last 3 months and I did not work. That's why the payments were missed
Customer: replied 17 days ago.
Policy doesnt say anything
Expert:  Jamie-Law replied 17 days ago.

I understand.

They have cancelled your policy because its late payment, is that right?

Customer: replied 17 days ago.
sir
Expert:  Jamie-Law replied 17 days ago.

And you are asking whether they can do that?

Customer: replied 17 days ago.
Considering the current lockdown status can they do it? All finance arrangements were given 3 months delayed arrangemnt
Expert:  Jamie-Law replied 17 days ago.

Does the policy say they can cancel for late payment?