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Hello, this is Jim and I’m a dual-qualified lawyer (UK & Republic of Ireland) happy to help you today.
It's depend on the policy for the liability insurance - it may have a date where an issue needs to be dealt with within a certain timeframe. Has the tenant instructed solicitors? Have you notified the insurers yet?
Thanks, ***** ***** notify your insurers now - they will hopefully tell you that cover is in place. And they will defend the claim via their panel solicitors. Any reason why you have not yet notified your insurers? If you do not then you face a personal liability for this if your defence doesn't succeed.
It's worth defending the claim on the basis liability was the agency's for the repairs. As you delegated it to the agency, so in effect this claim is misconceived. Would you agree?
Hi, thanks - if in doubt then ask the insurer - an injury claim can amount to thousands and the last thing you want is to have to pay it from your own pocket. If you have insurance then it's worth speaking to the insurer (as soon as possible).
You can defend the claim on that basis, yes. You would do it on the basis the agency was tasked with ensuring repairs are done a timely manner.
If you speak to the insurer, they will contact their panel solicitors - who will liaise with the claimant's solicitors and hopefully you would have no further involvement.
If you have not yet responded to the claim with a defence then do so - if you delay then the claimant can ask the court for judgment in default, meaning you cannot then file a defence and the claimant wins.
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Hello, I'm just checking whether I can clarify anything else for you or if you have any other questions?.
Page 8 states that you must "immediately" tell the insurer if you receive a letter of claim (which you have received). The insurer may ask you why you delayed so potentially they may not cover, based on their policy wording. It would be at their discretion - your defence however is that Leaders were tasked with attending to repairs without your authorisation etc
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Good evening, can I help you further with this question please?