Ask a Law Question, Get an Answer ASAP!
Hi, welcome to JustAnswer. My name is*****’m a barrister with 12 years of experience and I am happy to help with your question today.
What can I do for you?
I'm not sure what has happened either.
Either this is a fraud or it is just incompetence.
If it is the former than you should report it to the police. it is a rather odd fraud though.
If it is the latter then just refuse to pay. If the extent of this is that they have referred this to debt collectors in error then you are liable; end of! They will have to accept that.
It might be a genuine error
You could complain to the FCO although human error would not normally offend uness there have been clear breaches. I suppose the transfer of your data erroneously could be.
But you are not liable though.
Can I clarify anything for you?
There may be compensation depending on who has messed up. If there is a breach of data protection, then it’s a matter for the Information Commissioner but the Information Commissioner will not provide compensation, it has to be a private civil claim.The compensation can be substantial in these private claims but there is no guarantee and they are not Small Claims Court claims so if the claimant loses, it can cost them a lot of money. Litigation is always risky. The claim is for injury to feelings and if no one else knows about it, the claim is not going to be particularly substantial. The big claims are when the information has been leaked to 3rd parties and become publicEven if it’s fraud, the fraudster has got the information from somewhere although that doesn’t necessarily mean it’s a data protection breach. A lot of these frauds are internal fraud where the data is given out by someone who works for the company or used to work for the company although the employer is vicariously liable for the action of their employees so there may still be a compensation claim to be had. There is no legal aid so it would be a case of either DIY or finding a solicitor that would deal with it no win no fee.