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As all issues form the deed have expired and you have no beneficial interest in the home, then you shouldn't really face any difficulty in removing your name from the deed. From what you have explained I see no legal reason as to why your name should remain on it. What you are going to want to do is instruct a conveyancing solicitor to make an application to the court for you, they will also be able to contact the land registry and any other relevant body. Unless, there is any objection to this then it should be a fairly simple process. Additionally you will want to contact the credit agencies such as Experian etc. and inform them immediate that you are off the deed so that it is no longer hindering your credit ratting. Additionally, you can see if they will adjust it also (they don't have to but it is worth try since you have not been resident at the address).
I hope this information has helped. You can find a local solicitor who deals with this on the law society webpage which is;
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Is there still an active mortgage with your name on it?
Ok thank you. Unless you have express permissions and agreement with both the bank and your exporter then you will not be able to take your name off the mortgage until such times as it is paid off. Usually you wouldn't be able to take your name off the house deeds but as it has been found that you do not have an interest in the house legacy I would imagine that you will still be able to do this via your conveyancer and the land registry. The only way I can see this would not be necessary would be if there is a clause in your mortgage agreement which states your name must be on the deeds until it expires or is redeemed. However, if this is not the case then you should be able to take your name off the deeds.
Yes, you could certainly make a petition to the court for a "forced sale" order. However, I would highly recommend instructing a lawyer to do this for you as it is going to be a complicated matter given that you have the mortgage but no legal interest in the property. I don't feel it would be professional for me to make comment on the merits of such an application, but yes they do exist and this is something you could potentially do, however, I would have it looked at before proceeding incase you throw good money after bad. You may also want to look into that prior to applying to have your name removed from the deeds.
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