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do you mean to avoid a default?
Sorry for the delay.
Ok, but what do you want to achieve?
Oh I see.
Have you paid the providers ?
You can just demand the return of the phone within 7 days and if he does not return it report it to the police. The failure to return it turns a lawful loan into a theft as he has kept it too long.
As to the issue of the bill, you do have the option to sue them for the amount that was due although you would have to pay it first.
The small claims court is not expensive and he may just pay when he gtes the issued claim.
Hope this helps,
Can I clarify anything for you?
All the best.
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