Thank you. Ignore the blue light. It is not relevant. The police are not allowed to go on the wrong side of keep left signs, around the roundabout the wrong way, through red lights, speed or ignore road signs.
The problem for you is the fact that you ran into the back of a car. In 99 9% of cases that puts you at fault. You should normally drive at such a speed and distance that whatever happens to the vehicle in front, you can stop in good time. So the purists would say that if you run in the back of a vehicle even of the vehicle stops suddenly and without cause at all (ignoring the blue light situation) it’s your fault if you run in the back of it.
So a lot would depend on whether the police car had broken the law in the manoeuvre leading to the car in front unnecessarily braking.
I’m sorry, I know you for loss of this is not what you wanted to hear but that’s the situation and that’s the way the insurance company are going to look at it.
But I emphasise once again it comes down to whether the police were breaking the law in doing what they were doing.
Can I clarify anything else for you?
I am happy to answer any specific points arising from this.
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