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Thanks for your question. I am a solicitor in Scotland and can help you with your question today. Because you split the cost of the dog and you are also chip registered the dog passed to you on your partner’s death. The insurance and the vet are simply for convenience. You are entitled to keep the dog. I hope that helps to answer your question. Please leave a positive rating on the star rating system which is usually at the top of your screen. That will allow JustAnswer to credit me for helping you today.