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Welcome to JA.
I am sorry to hear about your situation.
When was the CCJ entered against you?
Please ignore the automated call request whilst I type.
There is nothing stopping you making an offer to settle the claim.
However given there is a judgment in place it will be up to the Claimant to consider accepting, rejecting or making a counter offer. Therefore i suggest you pick up the phone and call the claimant to see whether you can get a deal agreed because it's much easier to get a deal done via telephone.
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Then I suggest you write an email outlining why you cant afford the full judgment at once but you will consider paying on a monthly basis.