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This is very unusual but you seem to be very lucky indeed!
They could argue an administration error resulted in this letter being sent. Of course, their records and yours will show that in fact the loan still remains outstanding and that it shall continue.
Yes I have seen the letter attached and you may wish to do nothing. However, should they realise their mistake, it is likely they will claim it was simply an admin error and that the loan is to continue.
You can of course argue that your letter states that the loan is paid off however their records will show everything.
Will that be all?
I can imagine. It does seem that you are clutching at straws as like I said they could come back stating that the letter had been issued in error. Most of the time, the signatures are electronic so you may wish to query this with them. Alternatively, you can just stay quiet.
I wouldn't be too surprised if you hear from them informing you that the letter sent to you was a mistake. In summary, it wouldn't really hold up if they were to argue an admin error.
Does that clarify?
That was just a light passing comment.
Not to my knowledge.
Yes the loan would continue as usual.
Is there anything else I can help with?
No problem. You may simply wish to not say anything and wait for them to figure it out. That being said, if you were making monthly payments, it may affect other things such as your credit as the next payment that would have been due may flag up on their system despite the letter.
Your credit is recorded with third party agencies so having this corrected after is a lengthy and exhausting process. All that for trying to uphold a letter which they will argue was a mistake may not seem entirely worth it.
It's a pleasure.
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