Iam sorry but I cannot give you good news. I'm afraid you are indifficulty here.
I have to tell you the truth.
I am sorry but it would be wrong of me to avoid givingyou the downside of your position.
The reason you have hadpoints added for no insurance is that the fact you were driving without a licencewould have invalidated your insurance.
You are not insured to driveunlicenced.
So, even though you havepaid for insurance, sadly it is not valid and so no insurance is made out.
Do remember that I can only give you myopinion.
Another lawyer may have a different opinion.Litigation needs at least 2 parties and neither goes to court expecting tolose.
Nonetheless, one of them does, even thoughthey have been told by their respective legal advisers that they have a goodchance of success.
If there was a black-and-white answer toevery legal problem there would be no need for anything to ever proceed tocourt.
The ultimate decisioncomes from a county court judge in a civil case or from the magistrate in acriminal case heard in the magistrates court or the jury in Crown Court.
Hopefully, I haveanswered your query in a way that is simple and easy to understand. If anythingremains unclear, I will be more than happy to clarify it for you. In themeantime, thank you once again for using our services.