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Thanks for your question. I am a solicitor in Scotland with 35 years of experience in private practice and I hope that I can help you with your question today. Let me have a quick look at your question and I will either give you an initial answer or ask you for further information. I aim to respond as quickly as I can but sometimes I may want to take a little time to consider your question so as to give you the best possible answer.
Can you explain your situation a little more please? The more information I have, the better I will be able to answer your question and that is what I want to be able to do.
This is a very common issue insofar as the seller mortgage company’s solicitors want to give you as little paperwork as possible yet your own offer of loan, from the same company, wants the usual paperwork as laid out in the Handbook. Deal with it in this way. 1. Your solicitor has to make it clear to the selling solicitor that the lender selling the repo is the same as the lender lending to you. 2. Your financial adviser to whoever is dealing with your own mortgage must contact the lender to advise them that the standard conditions of your mortgage offer can’t be fulfilled because their own solicitors and selling agents won’t cooperate. With a little luck they will sort this out so that your purchase can progress. There is no conflict as long as the lender cooperates. I hope this helped you today. Please do let me know if I can clarify anything. I am always happy to help. You are always welcome to ask a follow up question if it will help you further.
You’re welcome. I hope this helped you today. Please do let me know if I can clarify anything, I am always happy to help. You are always welcome to ask a follow up question.