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This will depend on a few factors, firstly, you age. Depending on what your pension plan is you usually cannot access these until the age of 55 at the earliest. Secondly it will also depend on what type of pension you have with the NHS so I would advise speaking to someone at your pension plan provider. However, in terms of taking the 100% lump sum, prior to doing this (if you are allowed) then you should really speak with in IFA (independent financial adviser) if you take out 100% then there will likely be large taxation on this. An IFA will be able to give you advice on what you can do to get the most out of this (e.g. putting it in SIPP fund). However the first thing to do is speak with ythe pensions provider and find out if you pension makes you eligible for this in the first instance.
I hope this information has helped. You can find a local solicitor who deals with this on the law society webpage which is;
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