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Good morning, welcome to justanswer. I am a solicitor and in the process of reviewing your question now for you.
Thank you for your patience. Both are not compulsory, however where you do not have them yes the process of selling can be harder because people are aware that they have no protection in the event there is defective title or there has been breaches of any covenants. The seller's solicitor would normally ensure this and therefore where a parent is gifting they may overlook this. But again as a buyer or the person receiving the gift you would want to make sure the insurances are in place. You have a point, your conveyancer should have advised of this at the time of transfer. If I can clarify please do not hesitate to send me your follow up question. All the best.
You are welcome. Glad to have helped.