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Good morning, thank you for your question, how can I help?
Have you asked your sister to repay the loan given that she has sufficient funds to do so?
Do you have any kind of loan agreement that allows you to call in the loan, or that confirmed the arrangement other than the Will or does the Will stipulate the percentage? You could obtain a money judgment in the county court and put a charge on the property but this incurs time and costs unless your sister will agree. Alternatively your mother will have to make a fresh will.
If your sister won't consent to the charge then you will first need to obtain a county court judgement, then you would apply for the charging order, so it will take a few months. The fast track way is to get her to consent to the charge.
Yes if she doesn't pay you in full.
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