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Just to clarify, the property will be left to two of you in the will?
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If the property is to be inherited in a will, then before that would take place, any mortgage outstanding would need to be settled, along with all other debts.
If there is insufficient funds in the estate to settle everything, then the property would need to be sold to settled the estate, then you would inherit what is left. The debts would not be yours personally the6 belong to the estate.
Whether they should or not is something I cannot answer. There is no age limit legally to loan.
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Your very welcome.