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I am a solicitor.
What do you wish to ask today please regarding estate planning?
Sure. Have you seen this? https://www.gov.uk/valuing-estate-of-someone-who-died
Who is the other joint owner? Is the property held in a joint tenancy? If so, it does not form part of the estate and the property would belong to the surviving owner.
In that case, it would vest in your mum solely and does not form part of his estate under the rules of survivorship.
May I help further?
Sorry, I am unable to call. A colleague will call if they are free to do so.
You should contact the insurer and find out if it was written in trust or not. If it was written in trust, the proceeds of the policy would go directly to your mother and not form part of his estate, this may help: https://www.confused.com/life-insurance/guides/writing-life-insurance-in-trust
All the best
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