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Good morning, welcome to just answer. I am one of the lawyers with JA and I have read your question. Imam sorry to hear of your situation. I appreciate you do not want to break the friendship however he is being a broker and investing money on your behalf when it is prohibite under the FCA regulations unless he has a licence to do so. Sometimes confronting the situation will be the only option because if he has not given you certificates and no money for a year very likely he hasn't got the money and the investments have not paid off. Ypou must tell him that without straight answers and/or the money you are left woth no option but to report to the Financial Conduct Authority because he is not meant to have offered this financial help without the relevant licence and has exposed you to the risk of losing your lifeitme savings without any hope of recovery.
Any follow up please do not hesitate to send your message. All the best.