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Hello I am happy to help today. Can you send me a copy of the CCJ and the documentation received from asset link capital?
Are you disputing the debt?
What elements are you disputing?
Unfortunately the interest claimed is legal and in accordance with the section 69 of the County Court Act (1984)
They are demanding payment in full in default of an agreement. The Court have approved this.
Sorry, have the court given a judgement?
If not you can find guidance on how to deal with the claim form at the following address https://www.gov.uk/respond-to-court-claim-for-money
Ok. You need to follow the guidance at the address above.
Have you looked at the website I have provided above? If you are unable to do this I am happy to help on a phone call and signpost you through the process?
I am afraid that is beyond your control now. You either need to pay the amount, pay the amount you think you owe or defend the claim of you have grounds to defend.
I understand you are frustrated, it may not be the advice you want to hear but it is the situation you are in. Have you tried contacting the company to agree a payment schedule that suits your income and does not put you under any pressure financially? This may be the best course of action for you. Remember when a claim goes to Court the Judge will be assessing whether you have taken all reasonable steps to settle the matter and come to an agreement with the Claimant. Such an approach will reflect favourably on you should it reach Court.
I am happy to give you a call and can guide you through the process if you prefer?
Let me know how you get on and remember when speaking to them remain calm and collected. Just focus on negotiating the best possible payment structure you can.
Let me know if I can help any further when you have spoken to them