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Hello, this is Jim and welcome to JustAnswer. I will be the lawyer working with you today.Sorry to hear of the issue. I will set out my written answer shortly.
There may be a case for discrimination on the grounds of race though I recommend you first make a formal complaint to Golding Homes to see if this will resolve informally without court action. You can avail of the Housing Ombudsman service - which is free to use, quicker than court action and their decision is binding on the Home company (as it is an arbitration scheme).
The Ombudsman will not accept the claim however until you have Golding Homes' final response to your complaint. You therefore need to make a complaint to them now and set out in simple terms which you feel discriminated against and to demand that you want to buy, etc. You can make the complaint by email:***@******.*** or telephone : 0300(###) ###-####br>Once you have their final response and assuming it does not help, you can then go to the Ombudsman, who will investigate the facts and they will make a decision which if you accept, is binding. You can reach the Ombudsman by email here:***@******.*** or via their website : https://www.housing-ombudsman.org.uk/residents/make-a-complaint/If the Ombudsman does not uphold your complaint then you can consider court action - you can issue "Judicial Review" proceedings which is where you involve the court, and a senior judge or panel of judges looks at the legality of a housing association's decision. If the judge(s) find in your favour, they will make an order which is binding on the Association (e.g. they may say the decision was invalid or indeed, illegal) and they are then forced to act to sort the problem out. Further, if your human rights were breached then compensation may also be payable.
The issue with judicial review is that the cases are quite complex, but as a result of that, a law firm can usually recover their legal costs from the Association if they win the application. You should be able to have a no win no fee agreement with the law firm, to sue the council. Or if you are in receipt of means tested benefits then legal aid may well be available to you.
Here are a few firms who specialise in this area :
I hope this helps - please feel free to ask me anything else.
I hope this helps and answers the question - my goal is to ensure you are happy with the answer and have the information you need. If you have any follow up questions then please let me know. I will reply as soon as I can to help with any further queries.
Please let me know if the answer helped or if you need me to cover anything else?. I am happy to clarify the answer or if you have any follow up questions. If so, I’d be grateful if you would let me know. I am free most days, including weekends, so feel free to ask me anything you are unsure of.